✕ Headline / Body Mismatch [9/10]: The headline 'Why America’s rich keep getting richer' frames the story as an explanatory piece on wealth concentration, which aligns with the body's focus on economic disparities. It avoids overt sensationalism and uses neutral phrasing.

"Why America’s rich keep getting richer"

✕ Loaded Adjectives [10/10]: The article uses neutral, descriptive language throughout. Terms like 'rich' and 'wealthy' are used factually, not pejoratively. No loaded adjectives, verbs, or labels are applied to groups.

"wealthy Americans’ net worth is growing at a much faster pace"

✕ Appeal to Emotion [10/10]: The article avoids emotional appeals such as fear, outrage, or sympathy. It presents data dispassionately and refrains from dramatizing hardship or success.

"Americans who made less than $40,000 a year pulled back on their spending"

✕ Passive-Voice Agency Obfuscation [10/10]: No passive voice is used to obscure agency. The actors in economic processes are clearly identified (e.g., 'homeowners unlocked equity', 'Americans spend').

"American homeowners unlocked $430 billion worth of home equity"

✓ Proper Attribution [10/10]: The article relies exclusively on data from authoritative institutions — the Federal Reserve and the Minneapolis Fed — for its key claims, ensuring high credibility and transparency.

"according to the Federal Reserve"

✓ Comprehensive Sourcing [10/10]: All major claims are backed by named, credible sources. There is no reliance on anonymous or partisan sources, and no advocacy voices are presented as experts.

"according to the Minneapolis Fed"

✕ Framing by Emphasis [10/10]: The article frames the issue as systemic economic divergence (the 'K-shaped economy'), focusing on structural factors like asset ownership and inflation exposure. This is a legitimate and informative narrative that avoids moralizing or episodic framing.

"There’s a name for the phenomenon: the K-shaped economy."

✕ Episodic Framing [10/10]: The angle centers on economic mechanisms rather than political conflict or individual behavior, avoiding strategy or moral framing. It does not present opposing views because the data is non-ideological and widely accepted.